It is never too early to start your children on the path to saving for retirement. Whether a traditional IRA or a Roth, you can help your teen prepare for their future. Being underage, a parent is the custodian of the account and the teen has no access to the funds. I have some great contacts in the financial planning world who would be happy to assist in this process. Give me a call and I will pass along names and telephone numbers. 317-989-2708.